Research says "Everytime someone on your team brings his/her money worries to the job, workplace productivity drops."

" Employers do not realize they can improve profits--and prove it--by helping employees improve financial behaviors."
E. Thomas Garman, President of the Personal Finance Employee Education Foundation.

• An overwhelming majority of Americans (95%) have financial concerns regarding retirement, according to the 2005 Financial Retirement Fears survey.                         
• Two-thirds of baby boomers are either not saving or saving too little for retirement.  
• 58% of Americans have not calculated their retirement income needs.
• The majority of U.S. full-time workers (64%) are behind in retirement savings goals or have not yet started to save.
• 55% of workers say they are behind on retirement planning and saving. Nearly half (46%) of current workers are resigned to accepting that they will struggle financially in retirement, and 13% do not think they can even amass enough to retire, so they do not save at all.
• To sum up the challenge of retirement saving, one professional woman explained, "Life just gets in the way of saving."
• Financial education helps people take control of their financial lives.

According to the National Endowment for Financial Education, financial problems stem from a lack of knowledge or poor understanding of basic money management and financial planning concepts - and take their toll on employees and employers alike. These problems include absenteeism, low productivity, stress-related illness, job turnover, and more.

It has been determined by various sources and through a number of studies, that financial education can have a positive impact on the lives of individuals - which, in turn, positively impacts the company. Financial education represents a life- and business-altering benefit.

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